Spanish 21 General Rules
Base Game Rules
All standard blackjack procedures will be used with the following exceptions:
- Five decks will be used (48 cards each 2-9, J, Q, K, A). These are standard blackjack decks with all the #10 cards removed.
- Players win on all blackjacks and are paid immediately. Note the following:
- Dealer’s up card is a Face card: Pay bet 3/2 and remove hand BEFORE peeking under the face card.
- Dealer’s up card is Ace: Pay bet 3/2 and all other players may take insurance, including players that have been paid on the BLACKJACKS. If a player does not take insurance, remove hand BEFORE peeking.
- Doubling down on a two card 21 (blackjack) is permitted. Instead of taking the blackjack payout, a player may elect to double down.
- Players win on all hands totaling 21 and are paid immediately.
- Pay bets even money, or at the appropriate Bonus 21 Payout rate. After paying remove player’s cards.
- Doubling down on a three or more card soft 21 is permitted. Instead of receiving the “immediate” 21 payout, a player may elect to double down
- Pair Splitting
- Players may split cards of equal value, including Aces, creating up to four hands.
- Hitting or Doubling of split hands including Aces is allowed.
- Bonuses are paid on Non-Doubled split hands. Splitting or Doubling VOIDS SUPER BONUS.
- Double Down
- Players may Double-Down once on any total, on 2, 3, 4 or more cards INCLUDING after splitting.
- Players may not Double Down for less.
- Bonuses are not paid on doubled hands; original and doubled bets are always paid even money.
- Double-Double Down
- Once a player elects to double and receives a double card, he then has the option to double-double down (double his total wager again), rescue or stand.
- A player may double the total wager up to three times, once via double down and twice via double-double down, creating a maximum wager up to 8 times the original wager.
- Double-Double Down bets are capped at the maximum bet allowed.
- Double Down Rescue
- After doubling, players may choose to Rescue (take back) the doubled portion of the bet and forfeit the original bet. Busted Doubles CAN NOT BE rescued.
- Double down Rescue should not be confused with or called Surrender. A player may surrender any first two card hand after the dealer has checked for Blackjack and always gives up ½ of his bet. RESCUE on the other hand applies only to a DOUBLED hand which will be 3 or more cards, and he can only RESCUE the doubled portion.
- Insurance is permitted. Players may bet up to ½ the original bet, on any dealer’s Ace card showing, including a PAID Blackjack. Insurance pays 2 to 1.
- Late Surrender Allowed – player can not surrender against a Dealer’s Blackjack. A player may surrender (forfeit) ½ of his original bet, on his first two cards only, against any dealer up card. If dealer up card is a Face or Ace, dealer must check for blackjack; if no blackjack, player may surrender.
- Super Bonus payouts are $1,000 on a $5-$24 bet, or $5,000 on a $25 or higher bet. Envy Bonus of $50 is paid to all other betting players of the round in either case.
- Dealer will notify floor supervisor when a player holds two suited 7’s on the INITIAL deal, and dealer’s up card is ANY 7. Dealer’s 7 does not have to match suit of players 7’s. If player receives the 3rd same suited 7 the floor supervisor will instruct the dealer to pay the appropriate suited 7-7-7 bonus and leave the player hand on the table, then pay out the remainder of the hands. Floor supervisor will now instruct dealer to pay the appropriate SUPER BONUS and the $50 ENVY BONUS to bettors of that round. If more than one SUPER BONUS is hit on any given round, the house pays each SUPER BONUS in full, and an ENVY BONUS is paid on each SUPER BONUS to the other betting players of that round. Doubling down voids chance of SUPER BONUS, and all bonus 21 payouts.
- In addition to the regular 21 bet, we offer either a Match the Dealer up card wager and a Match the Dealer down card wager. A Match the Dealer up card wager is a wager that one or both of a player’s original two cards of the hand will exactly match the dealer’s up card in rank. A Match the Dealer down card wager is a wager that either of a player’s original two cards of the hand will exactly match the dealer’s down card in rank. There are two payoff amounts for each respective wager, a suited rank match and an unsuited rank match. In order to play one or both Match the Dealer wagers, the player must make a regular 21 wager. In order to make a Match the Dealer down card wager for a particular hand, a player must also make a Match the Dealer up card wager for that same hand.
- Dealers must get an approval for any bonus payoff over $100.
Unsuited Match Payout = 3 to 1 Suited Match Payout = 13 to 1
All Bonus 21 Payouts are made on the following non-doubled hands totaling 21
- 5 card 21 pays 3 to 2
- 6 card 21 pays 2 to 1
- 7-card 21 pays 3 to 1
- 6-7-8 mixed suits pays 3 to 2
- 6-7-8 same suits pays 2 to 1
- 6-7-8 all Spades pays 3 to 1
- 7-7-7 mixed suits pays 3 to 2
- 7-7-7 same suits pays 2 to 1
- 7-7-7 all Spades pays 3 to 1